OK, sorry about that.
On the server that will house the home directories, i am using workgroup manager. Since the machine is bound to out windows AD domain, i am gathering users from the domain. Once I select the user and try to set the home directory, nothing I type in will allow me to select OK.
I have AFP turned on the server, and even gave it guest access.
Did I leave anything out. If you need mroe info, please let me know.