Missing User Account Folders

Hi All (yes, it's me yet again...) So things have been progressing well and I have been learning a great deal and getting closer to the end game, a finished, deployable image BUT... I have this niggling issue with Folders going missing from the User account which is created as the last event in my build train. I am using the "createUser" package that comes with instaDMG. it's just a simple admin account with the password that comes with the script so i've not really fiddled with the script other than to change the icon and the name. I've commented out everything from my catalog except Flash Player, ClearReg and createUser and it worked fine. Now it faults with these in the build train. I'm running a last test for the day with only the 10.5 vanilla and my catalog but i have commented everything out of my catalog except for the clearReg and createAdmin and will post the result before I leave today. The folders that are missing (this time, it can be less) are, Downloads, Movies, Music, Pictures, Public and Sites. I have wiped instaDMG and started again. Re-imported my OS disc, cleared caches and everything in between EXCEPT tested the plain old vanilla script and then built upon that. Tomorrow perhaps. Just wondering if anyone has had similar issue and has any words of wisdom? I've neglected to look in the logs but will do so once this bake has finished. Again, thanks to everyone who has helped me greatly to date. Cheers Tristan