Empty Home Folder

I created a test image using a vanilla Snow Leopard DVD, and some simple pkg files such as the 10.6.2 combo update, iLife 09 from the DVD, and a custom PKG I created for Office 2008. The image creates sucessfully. I take the file, use CCC to put it onto another computer, restart, go through the first launch apple setup, create a new user. When the computer boots, the home folder is empty. When I try to create a new user and log in as that user, it also creates an empty home folder. User Templates/English.lproj is full of folders and files. Ran a repair disk permission and found some issues but it still doesn't create new users. Any clues guys?